This will tell you how much you can afford to spend on a house. Meet with a mortgage specialist at a bank to do this. Paperwork required will include pay stubs, tax filings from the previous year, a listing of all debts, any accounts and their balances, and any other financila information required. Any amount required as a down payment will be disclosed at this time. ( we can help you with this step )

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When you're looking for a real estate professional to help you, know that above all else, good agents put their clients first. This is your dream, and your agent will help you make your dream come true.
A good real estate agent will:

*** Contact an Agent Now 305.769.8510 or click here. ***

How or where do you begin?

Set the criteria of your search:

There are a lot of homes out there and diving in without a guide can become overwhelming and confusing. A great agent will help you more accurately pinpoint homes that fit your criteria. The right home will meet all your important needs, and as many of your additional wants as possible.

It's important to keep an open mind when looking at houses. Don't waste time on homes that obviously won't work (homes exceeding one's price range or homes much too small for one's family), but err on the side of caution. See as many homes as time allows and evaluate houses effectively.

* Do not wait much time to see a house. Remember good deals will not last long in the market.

Spend as much or as little time in a house as necessary. People who walk into a house and immediately hate it should feel free to walk right out and go on to the next home. Take more time and get an in-depth look at houses that are serious possibilities.

Search inventory now... / Contact an agent to get a detailed list. (Recommended)

Make an offer when you do find a house. The realtor will draw up a contract referred to as an offer, that is used to submit the offer to the seller. How much offered for the house, plus who will pay closing costs--the percentage due to each realtor--and any amount the buyer wants for repairs, or repairs the seller needs to do, are in this contract. Once the offer is accepted, the buyer pays earnest or "good faith" money, usually around $1000 to $5000 or more, to the seller's realtor. This is to prevent a buyer from backing out and leaving the seller high and dry.

See contracts and forms at our library.

Once an offer has been accepted, it's customary to have a home inspection. Professional home inspectors evaluate the structural integrity of a house. They usually point out many things that home buyers may have overlooked, like internal or external water damage, termite or ant infestations, foundation cracks, and water leaks.

Typical home inspections cost between $200 and $500, due at the time of the inspection. If there are repairs home buyers would like done before closing, they can write them into the purchase and sale agreement and have it signed by the sellers.

Once you've made your offer and have completed the inspection process, you're in the "home" stretch! Here few pre-closing responsibilities that you'll need to be mindful of.

~~~ Congratulations, and welcome home! ~~~

Royal Dream Realty, Corp.

305.769.8510